Should I Pay Off Debt or Invest? This calculator will help determine whether you should invest funds or pay down debt. You are viewing this website at a small screen resolution which doesn't support calculators. Click here to view this calculator. Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Content The Most Overlooked Item of Any Home Improvement The item most homeowners forget on their home improvement project checklist is insurance. Keeping Up with the Joneses Lifestyle inflation can be the enemy of wealth building. What could happen if you invested instead of buying more stuff? Pay Yourself First It sounds simple, but paying yourself first can really pay off.