Services The team of Schaible Russo Financial can address all of your financial needs.Their services include:Early Retirement StrategiesIs your company offering early retirement packages? Which one is right for you? Do you have enough money to retire early and stay retired?Tom and Al provide advice so you can make informed decisions. They’ll analyze your finances, assess your company’s early retirement incentives and benefits, and compare your future income needs with your ability to meet them. They’ll provide unbiased advice through every aspect of early retirement to see if it’s the right option for you and your family.Retirement PlanningWealth ManagementAsset AllocationPortfolio Re-balancingDraw Down StrategiesAl and Tom can help you to pursue financial independence. They can provide investment and distribution strategies for your savings and pension plan assets- strategies to encourage growth, promote tax reduction, and help create streams of income to last throughout your retirement years. They are 401(k) rollover specialists who are knowledgeable in the use of rollover IRAs, Roth IRAs, mutual funds, exchange traded and index funds as well as fixed and variable annuities.Estate PlanningIncome and Estate Tax PlanningAl and Tom’s background as Certified Public Accountants gives them an advantage in creating tax and estate planning strategies designed to let you keep the largest portion of your wealth in your hands- giving you the power to decide who will benefit from your legacy.Goal-Oriented PlanningWhat are your goals? Buying a second house? Sending your kids to college? Al and Tom can help you pursue your goals as efficiently and quickly as possible, without subjecting your savings to excessive risk.Risk Management StrategiesLife InsuranceLong Term Care InsuranceProtecting your family in case of unexpected events, such as premature death or disability, requires careful planning. Al and Tom help create insurance strategies that fit your circumstances.Long-Term CarePeople are living longer. As we age, the chances increase that you or your spouse may need long-term care. Without adequate planning, the enormous expense of extended care can quickly wipe out your family’s finances. Al and Tom provide Long-term care insurance options that help you preserve your assets while maintaining your independence and financial security.For more information on the products and services Al and Tom provide, give them a call or write by clicking here.